South Main Baptist Church: Legal Risks and Compliance Gaps in Terms & Conditions | Erayaha

## Revealing the Hidden Legal Risks in South Main Baptist Church’s Terms & Conditions

When we examined South Main Baptist Church’s legal framework, our analysis revealed several critical gaps that could expose the organization to significant financial penalties and reputational harm. In today’s regulatory climate, even non-profit entities face steep fines—GDPR violations alone can reach €20 million or 4% of annual global turnover. Below, we highlight four key issues in the current Terms & Conditions, each with potential for substantial business impact.

1. Absence of Explicit Data Collection and Usage Terms

The current Terms & Conditions lack any clear statement regarding what personal data is collected, how it is used, or the legal basis for processing. This omission creates a major compliance gap with privacy laws such as GDPR and CCPA, risking fines and loss of donor trust.

Legal Analysis

critical Risk

Removed

Added

[No clause present regardingWe collect and process personal information solely for the purposes described herein, in accordance with applicable privacy laws including GDPR and CCPA. Users will be informed of the types of data collectioncollected, usagethe purposes of processing, or privacyand their rights regarding their personal information.]

Legal Explanation

The absence of a privacy clause creates a major compliance gap with global privacy regulations, risking severe fines and reputational damage. The revision provides clear notice, lawful basis, and transparency, meeting regulatory requirements and strengthening enforceability.

2. Missing Limitation of Liability Clause

No limitation of liability provision is present, leaving the organization fully exposed to potentially unlimited damages in the event of a dispute or data breach. Without this safeguard, litigation costs could easily exceed $100,000 per incident.

Legal Analysis

high Risk

Removed

Added

[No clause present limiting liabilityTo the fullest extent permitted by law, South Main Baptist Church shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or lossesrelated to the use of our services, even if advised of the possibility of such damages.] Liability for direct damages shall be limited to the amount paid by the user, if any, for the services in the preceding twelve months.

Legal Explanation

Without a limitation of liability clause, the organization is exposed to unlimited damages in litigation. The revision caps financial exposure and aligns with industry standards, reducing risk of catastrophic losses.

3. No Governing Law or Jurisdiction Specification

The Terms & Conditions do not specify which state or country’s laws govern disputes. This ambiguity can result in costly jurisdictional battles and unpredictable legal outcomes, increasing legal expenses and risk exposure.

Legal Analysis

medium Risk

Removed

Added

[No clause specifying governing law or jurisdiction forThese Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Texas, and any disputes shall be subject to the exclusive jurisdiction of the courts located in Harris County, Texas.]

Legal Explanation

Specifying governing law and jurisdiction prevents forum shopping and costly jurisdictional disputes, providing predictability and reducing legal expenses.

4. Lack of Termination and Modification Provisions

There is no clause outlining how the organization or users may terminate or modify the agreement. This absence can lead to enforceability challenges and disputes over contract changes, potentially resulting in protracted litigation.

Legal Analysis

medium Risk

Removed

Added

[No clause addressing terminationSouth Main Baptist Church reserves the right to modify or modificationterminate these Terms & Conditions at any time, with notice provided to users. Users may terminate their agreement by discontinuing use of the agreementservices.] Continued use after changes constitutes acceptance of the revised terms.

Legal Explanation

Without clear termination or modification terms, the agreement may be challenged as unenforceable or ambiguous, leading to disputes and potential litigation. The revision clarifies parties’ rights and obligations, improving enforceability.

Conclusion: Proactive Legal Protection is Essential

Our analysis demonstrates that South Main Baptist Church’s current Terms & Conditions expose the organization to avoidable legal and financial risks. Addressing these issues with clear, enforceable language is not just best practice—it’s essential for regulatory compliance and organizational resilience.

Are your organization’s contracts robust enough to withstand regulatory scrutiny?
What would a major data breach or legal dispute cost your mission?
How can you proactively close compliance gaps before they become liabilities?

This analysis is for educational purposes only and does not constitute legal advice. For actual legal guidance, consult with a licensed attorney. This assessment is based on publicly available information and professional legal analysis. See erayaha.ai’s terms of service for liability limitations.