Legal Risks in Marian High School-Bloomfield Hills Terms: A Case Study in Privacy, Liability, and Compliance | Erayaha

## Uncovering Legal Risks in Marian High School-Bloomfield Hills’ Terms & Conditions

When we examined Marian High School-Bloomfield Hills’ legal framework, our analysis revealed several critical gaps that could expose the institution to regulatory fines, litigation, and reputational harm. For example, under GDPR, privacy violations can result in penalties up to €20 million or 4% of annual revenue. Similarly, ambiguous liability disclaimers can lead to costly lawsuits, with average defense costs ranging from $50,000 to $150,000 per incident. Below, we highlight four key issues and propose actionable improvements to fortify legal protection.

1. Ambiguity in Data Collection and Use The privacy policy states that personal information is only collected when voluntarily provided and used solely for the stated purpose. However, it lacks explicit reference to compliance with privacy laws (GDPR, CCPA), the legal basis for processing, and users’ rights regarding their data. This exposes Marian to regulatory scrutiny and potential fines.

Legal Analysis

high Risk

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We do not collect anyand process personal information unless you voluntarily provide it by sending us e-mail, participatingonly as necessary for the specific purposes outlined in a surveythis policy, or completing an online formin compliance with applicable privacy laws including GDPR and CCPA. Personal information submitted will not be transferred to any non-affiliated third parties unless otherwise stated atUsers have the timeright to access, correct, or request deletion of collection. When a user submits personally identifiable information it is used only for the purpose statedtheir personal data, and may withdraw consent at theany time of collection, subject to legal requirements.

Legal Explanation

The original clause lacks reference to privacy law compliance, legal basis for processing, and user rights. The revision clarifies compliance, user rights, and lawful processing, reducing regulatory risk and increasing transparency.

2. Overbroad Liability Disclaimer The terms broadly disclaim all liability for inaccuracies, omissions, or damages arising from use of the website. Such sweeping disclaimers are often unenforceable and may violate consumer protection laws, leading to legal challenges and potential damages exceeding $100,000 in some cases.

Legal Analysis

high Risk

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By using our websiteTo the fullest extent permitted by applicable law, you acknowledge that such information and materials may contain unintentional inaccuracies for which we do not haveMarian High School disclaims liability. We disclaim all warranties, express or implied, as to for damages arising from the accuracyuse of the information contained in any of the materials on this website, including but not limited to: Any implied guarantee to the accuracy, completeness, or suitability of the information and materials found on this websiteexcept where such exclusion is prohibited by law. AnyThis disclaimer does not limit liability for damage to your computer hardwaregross negligence, datawillful misconduct, information, or materials resulting from the information available or lack of informationstatutory consumer rights. Any errors, omissions, or inaccuracy in the materials on this website. Any decision made or action taken or not taken in reliance upon the materials on this website.

Legal Explanation

The original disclaimer is overly broad and may be unenforceable under consumer protection laws. The revision narrows the disclaimer to comply with legal standards and preserves mandatory consumer rights, reducing litigation risk.

3. Insufficient Consent Mechanism for Minors While the policy states that parental consent is sought for student information, it does not specify the process or verification method. This omission is a compliance gap under COPPA and similar state laws, risking regulatory penalties and reputational damage.

Legal Analysis

medium Risk

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In the caseFor collection or disclosure of a student’s personal information, the schoolMarian High School will seek the consent from the parentobtain verifiable parental or legal guardian consent through a documented process, in accordance with COPPA and applicable state laws.

Legal Explanation

The original clause does not specify a verifiable consent process, as required by COPPA. The revision ensures compliance and reduces risk of regulatory penalties.

4. Incomplete Security Disclosure The security section claims the use of “the highest level of SSL available” but does not specify encryption standards or breach notification procedures. Failure to disclose these details can result in non-compliance with state data breach laws and industry standards, with average breach costs exceeding $150 per record.

Legal Analysis

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Whenever users submitAll personal information (such as contact info or credit card info)submitted via online forms, registration, or online purchase, upon submission that information is encrypted via the highest level of SSLusing industry-standard protocols (Secured Sockets Layere.g., TLS 1.2 or higher) available. Servers that store personally identifiableIn the event of a data breach involving personal information are, Marian High School will notify affected users and relevant authorities in a secure environmentaccordance with applicable state and federal data breach notification laws. Under no circumstances are credit card numbers permanently stored on our website servers.

Legal Explanation

The original clause is vague about encryption standards and omits breach notification obligations. The revision specifies protocols and legal compliance, reducing liability and strengthening user trust.

Conclusion: Proactive Legal Protection is Essential Our analysis shows that Marian High School-Bloomfield Hills’ current terms contain significant legal and logical vulnerabilities. Addressing these issues can mitigate regulatory fines, litigation costs, and reputational harm. Proactive contract review and redlining are essential for robust legal protection.

Are your organization’s terms and privacy policies up to current legal and regulatory standards?
What would a major data breach or lawsuit cost your institution?
How often are your contracts reviewed for enforceability and compliance?

This analysis is for educational purposes only and does not constitute legal advice. For actual legal guidance, consult with a licensed attorney. This assessment is based on publicly available information and professional legal analysis. See erayaha.ai’s terms of service for liability limitations.