Grace Church Terms & Conditions: 4 Critical Legal Risks and How to Fix Them | Erayaha

## Uncovering Legal Risks in Grace Church's Terms & Conditions: A Case Study

When we examined Grace Church’s Terms & Conditions, our analysis revealed several legal and logical vulnerabilities that could expose the organization to regulatory fines, litigation costs, and reputational harm. For example, under the GDPR, privacy violations can result in penalties up to €20 million or 4% of annual revenue. Below, we highlight four critical issues and provide actionable improvements to strengthen enforceability and compliance.

1. Ambiguous Data Combination and Third-Party Data Use Grace Church’s policy allows combining user data with information from third parties to improve services, but lacks clear boundaries or user consent mechanisms. This ambiguity could breach GDPR and CCPA requirements for transparency and lawful processing, risking fines and user trust erosion.

Legal Analysis

high Risk

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We may combine the information you submit under your account, with information from other Grace Church services or verified third parties to provide certain servicesonly with your explicit, to offer you a better experienceinformed consent and to improvesolely for the qualityspecific purposes disclosed at the time of our servicescollection, in accordance with applicable privacy laws (including GDPR and CCPA).

Legal Explanation

The original clause is overly broad and lacks user consent and purpose limitation, violating privacy law requirements for transparency and lawful processing. The revision ensures explicit consent, lawful purpose, and regulatory compliance.

2. Vague Data Retention and Deletion Procedures The T&C state that users can request deletion of their data, but the criteria for denying such requests are broad and undefined. This exposes Grace Church to compliance failures under data subject rights provisions (GDPR Art. 17), potentially leading to regulatory scrutiny and costly disputes.

Legal Analysis

high Risk

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We may decline to process requests that are unreasonably repetitivedata deletion or systematiccorrection requests only where required by law, require disproportionate technical effort, jeopardizewhere fulfilling the request would compromise the privacy rights of others, or would be extremely impractical (for instancewhere technically infeasible after reasonable efforts, requests concerning information residing on backup storage), orand will provide a written explanation for which access is not otherwise requiredany denial in compliance with applicable data protection regulations.

Legal Explanation

The original clause is vague and grants excessive discretion to deny user requests, risking non-compliance with GDPR Art. 17. The revision narrows exceptions, mandates transparency, and aligns with regulatory standards.

3. Insufficient Limitation of Liability Language The document does not clearly limit Grace Church’s liability for indirect, incidental, or consequential damages. Without robust limitation clauses, the organization could face significant financial exposure in the event of a data breach or service failure, with litigation costs easily exceeding $100,000 per incident.

Legal Analysis

critical Risk

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[No explicit limitationTo the fullest extent permitted by law, Grace Church shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of liability clause present inprofits or revenues, whether incurred directly or indirectly, arising from the provided T&Cuse of or inability to use the Online Services.]

Legal Explanation

The absence of a limitation of liability clause exposes the organization to unlimited damages. The revision provides clear financial boundaries and reduces exposure to high-value claims.

4. Inadequate Third-Party Site Disclaimer While referencing third-party sites, the T&C do not explicitly disclaim liability for third-party actions or clarify user responsibilities. This omission could result in claims against Grace Church for third-party data misuse or security incidents, increasing legal risk and potential damages.

Legal Analysis

medium Risk

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This Privacy Policy applies only toGrace Church disclaims all responsibility and liability for the Online Services operated by us. We cannot regulate othercontent, privacy practices, and security of third-party sites linked from within our various servicesOnline Services. These otherUsers access such sites may placeat their own cookies or other files on your computer, collect data, or solicit personal information from you. You should familiarize yourselfrisk and are solely responsible for reviewing and complying with their unique Privacy Policies, should you choose to visit theirthose sites’ terms and policies.

Legal Explanation

The original clause fails to explicitly disclaim liability for third-party actions, potentially exposing Grace Church to claims arising from third-party misconduct. The revision provides a clear disclaimer and shifts responsibility to users.

Conclusion: Proactive Legal Protection for Sustainable Operations Our analysis highlights how ambiguous language and missing safeguards in Grace Church’s Terms & Conditions could expose the organization to regulatory fines, lawsuits, and reputational damage. Addressing these issues with precise, enforceable language and compliance-focused processes is essential for risk mitigation.

Are your organization’s contracts regularly reviewed for evolving legal risks?
How would a major data breach or regulatory audit impact your financial stability?
What proactive steps can you take to ensure airtight legal protection?

This analysis is for educational purposes only and does not constitute legal advice. For actual legal guidance, consult with a licensed attorney. This assessment is based on publicly available information and professional legal analysis. See erayaha.ai’s terms of service for liability limitations.