JMAN Group Terms & Conditions: Legal Risks, Compliance Gaps, and Financial Exposure | Erayaha

When Legal Ambiguity Meets Financial Exposure: JMAN Group’s T&C Under the Microscope

When we examined JMAN Group’s Terms & Conditions, our analysis revealed several high-impact legal and logical risks that could expose the company to regulatory fines, costly litigation, and reputational harm. With GDPR penalties reaching up to €20 million or 4% of annual turnover, and contract disputes often resulting in six-figure settlements, even a single overlooked clause can have significant financial consequences. Below, we highlight four key issues and actionable improvements.

1. Overly Broad Disclaimer of Liability JMAN Group’s T&C attempts to broadly exclude liability for a wide range of damages, including indirect, punitive, and consequential losses. However, the clause is drafted so expansively that it risks being unenforceable under the Unfair Contract Terms Act 1977 (UCTA) and similar consumer protection laws. Courts routinely strike down blanket exclusions, especially where they conflict with statutory rights or public policy. The financial impact? Invalidated exclusions can lead to uncapped damages, with average UK business litigation costs exceeding £150,000 per case.

Legal Analysis

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You acknowledge and agree thatExcept as expressly provided by law, JMAN Group Limited will not be liable’s liability for, including without limitation, any loss of use, profits, savings, or data or any indirect, punitive, special or consequential damages ordamage arising from use of the website is limited to foreseeable losses, whether such losses arise in directly resulting from our breach of contract, or negligence. This limitation does not exclude liability for death or tortpersonal injury caused by negligence, including without limitation to the foregoing any losses in relation to your use offraud, reliance upon or inability to use the website or any of its contentliability that cannot be excluded by law.

Legal Explanation

The original clause is overly broad and likely unenforceable under UCTA and consumer protection laws. The revision narrows the exclusion, aligns with statutory requirements, and preserves enforceability.

2. Ambiguous Data Protection Obligations The T&C references compliance with data protection laws but lacks specificity regarding how personal data is processed, stored, or protected. This ambiguity creates a compliance gap under the GDPR and Data Protection Act 2018, exposing JMAN Group to regulatory investigation and fines of up to €20 million. Clear, actionable commitments are essential to mitigate enforcement risk and reassure users.

Legal Analysis

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You further agree and acknowledge that any content you uploadJMAN Group Limited will be done lawfully and in the case of anyprocess personal data, in compliance of all data protection applicable regulation including without limitationaccordance with the General Data Protection Regulations as tailored byRegulation (GDPR) and the Data Protection Act 2018, including implementing appropriate technical and organizational measures to safeguard personal data, providing clear information on processing purposes, and enabling data subject rights.

Legal Explanation

The original clause shifts all compliance responsibility to users and lacks actionable commitments by JMAN Group. The revision clarifies JMAN Group’s obligations and aligns with GDPR requirements.

3. Unilateral Variation of Terms Without Notice JMAN Group reserves the right to update its terms at any time, without providing notice or justification to users. Such unilateral variation clauses are frequently deemed unfair and unenforceable under the Consumer Rights Act 2015, particularly in B2C contexts. Failure to provide notice can invalidate contractual changes and trigger disputes, with potential class actions costing upwards of £500,000 in legal fees and settlements.

Legal Analysis

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We absolutely reserveJMAN Group Limited reserves the right to update these terms at our own volition and at any time without, but will provide users with reasonable advance notice to you. We do not have to justify anyof material changes or variations but recommend you regularly revisit this page to ensure you have seen, specifying the effective date and are awarethe nature of our latest termsthe changes, in accordance with applicable consumer protection laws.

Legal Explanation

Unilateral variation without notice is likely to be deemed unfair and unenforceable under the Consumer Rights Act 2015. The revision introduces notice and transparency requirements.

4. Insufficient Limitation of Liability Cap While the T&C attempts to cap liability at £100 for all claims except death or personal injury, this figure is unreasonably low and likely to be struck down as unfair under UCTA and the Consumer Rights Act. Courts may disregard such caps, leaving the company fully exposed to damages. Industry-standard caps are typically tied to fees paid or a reasonable multiple thereof, providing a defensible balance of risk.

Legal Analysis

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You agree that in respect of any otherExcept for claims other than those relating to death or personal injury which may be deemed enforceable, the maximum aggregate, cumulative liability (if any) of JMAN Group Limited’s maximum aggregate liability arising out of such,or in connection with the website shall be limited tonot exceed the greater of (a) the total fees paid by the user in the preceding 12 months, or (b) £10010,000, subject to applicable law.

Legal Explanation

A £100 cap is likely to be considered unreasonably low and unenforceable under UCTA and the Consumer Rights Act. The revision aligns the cap with industry standards and legal requirements.

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Conclusion: Proactive Legal Risk Management Our analysis reveals that JMAN Group’s current T&C structure exposes the company to significant legal and financial risks, including regulatory fines, uncapped liability, and costly litigation. Proactive redrafting and compliance alignment are essential to safeguard business interests and maintain customer trust.

Are your contracts prepared for regulatory scrutiny? How would your business withstand a six-figure claim or a GDPR investigation? What steps can you take today to reinforce your legal framework?

*This analysis is for educational purposes only and does not constitute legal advice. For actual legal guidance, consult with a licensed attorney. This assessment is based on publicly available information and professional legal analysis. See erayaha.ai’s terms of service for liability limitations.*